Does the AI make up the numbers?

No. Every figure comes from a deterministic, unit-tested calculation over your ledgers. The language model only chooses which calculation to run and words the answer; it never computes, rounds or restates a number.

Can I try it without signing up?

Yes. Open talktocfo.au and talk to the demo for a few minutes free. The demo runs on sample books, not on real client data.

Can it see another client's data?

No. Isolation is structural: a query for one client cannot reach another client's ledger rows.

Talk to CFO — a virtual CFO you can talk to

Q: Which accounting systems does it read?

Xero and MYOB today. If you run SAP Business One, SAP S/4HANA, SAP Business ByDesign, Oracle NetSuite, Microsoft Dynamics 365, Odoo, QuickBooks or Sage, say so when you request a trial.

The CFO agent merges a business group's Xero and MYOB ledgers into one warehouse and answers finance questions by voice or text: cash, profit, overdue invoices, ageing, forecasts, balance-sheet ratios. Every figure is calculated deterministically and traced to the ledger row that produced it.

Open the live demo

Also known as an AI CFO, a virtual CFO or a CFO agent: you can talk to a CFO, speak to a CFO or chat with one about your books, and the answer comes from a CFO engine that calculates, never guesses.

What you can ask

"How much cash do we have across the group?"
"Who owes us the most, and how old is it?"
"Why did profit fall last month?"
"What will cash look like over the next few weeks?"
"Compare this quarter with the same quarter last year."

It answers for one company or for the whole group, and the same figures appear on screen: a CFO report, a live dashboard, Profit & Loss, Balance Sheet, a universal pivot report, a cash forecast and a 3D warehouse view of stock.

How it answers — three rules

The model never produces a figure. Every number comes from a deterministic, unit-tested calculation. The language model chooses which calculation runs and words the answer — nothing more.
The spoken answer and the figures on screen use the same calculation. One code path per metric, so what you hear and what you see always agree.
Isolation is structural. A query for one client cannot reach another client's ledger rows.

Who it is for

Owners, CFOs and finance leads of small and mid-sized businesses — especially groups of several companies — running Xero or MYOB, and the accountants and bookkeepers who serve them. Built in Australia.

Try it on your own books

Anyone can talk to the demo for a few minutes free, with no sign-up. The demo runs on sample books, not on real client data. To connect your own books, press Try it on your books in the demo and leave your details. Xero and MYOB are the ledgers it reads today; tell us if you run SAP Business One, SAP S/4HANA, SAP Business ByDesign, Oracle NetSuite, Microsoft Dynamics 365, Odoo, QuickBooks or Sage.

Questions

Does the AI make up the numbers?: No. Every figure comes from a deterministic, unit-tested calculation over your ledgers. The language model never computes, rounds or restates a number.
Which accounting systems does it read?: Xero and MYOB today — see dashboards for Xero and dashboards for MYOB. Support for SAP and other systems is available on request — see dashboards for SAP.
Can I try it without signing up?: Yes — open the demo and start talking.
Can it see another client's data?: No. Isolation is built into how data is stored and queried, not left to a filter someone has to remember.